The Scotiabank StartRight Contest

Official Contest Rules and Regulations

By entering The Scotiabank StartRight Contest (the “Contest”), entrants agree to abide by these Official Contest Rules and Regulations and the decisions of the sponsor, The Bank of Nova Scotia (the “Sponsor”), which are final.


This Contest runs from April 2, 2012 at 12:01 a.m. to March 31, 2013 at 11:59 p.m. (ET) (the “Contest Period”) 




To participate in this Contest, you must enter online at one of the following links:



After completing an entry form at one of the above links, entrants will be automatically enrolled in “The Scotiabank StartRight Contest*”. One entry per person only. To be eligible, entries must be received during the Contest Period. Entrants in each draw period that have not been selected as a winner will be entered into the subsequent draw.




Contest participants must be legal residents of Canada and of the age of majority in the province in which they reside by the start of the Contest Period, excluding employees, agents and representatives of the Sponsor, Aimia, Xerox Canada Ltd., Rapp and all other subsidiaries of the Sponsor in connection with the Contest or any other person directly related to the holding of the Contest, as well as members of their immediate families (father, mother, brothers, sisters, children,) their legal or common-law spouse and any individual with whom such employees, agents and representatives reside.



There will be five (5) Prizes (the “Prizes”) awarded, each consisting of a one thousand dollar ($1,000 CAD) cheque payable to each winner.

  • Winners can choose to decline the Prize for any reason.
  • Each prize must be accepted as awarded and is not transferable.
  • In the event that the winner is unable or chooses not to accept the Prize, no compensation or substitute Prize will be provided.


One prize per entrant only.


Five (5) random draws will be conducted at the Sponsor’s agency office located at 2845 Matheson Blvd. E., Mississauga Ontario L4W5K2, on the following dates from all entries received during the Contest Period until that draw date:


Draw #

Draw Date

Number of Prizes Awarded


June 18th, 2012



September 10th, 2012



November 19th, 2012



January 28th, 2013



April 8th, 2013



The odds of winning depend on the number of eligible entries received during the Contest Period.


Each selected entrant must first correctly answer, unaided, a time-limited, mathematical skill-testing question.  The selected entrants will be contacted by telephone by a representative of the Sponsor to make arrangements for administering the skill-testing question.  Arrangements will be made for the awarding of the Prize at the time the skill-testing question is administered and correctly answered.

If a selected entrant cannot be reached by telephone within three (3) days of the draw date, or if, for any other reason, the Prize cannot be awarded, another Contest entry will be randomly selected and so on, until all the Prizes have been awarded

Selected entrants must sign and submit to the Sponsor a declaration and release that may include, without limitation, authorization for the Sponsor and its agents to announce and publish the selected entrant’s name, address (city and province only) and/or photograph or image or other likeness, without further compensation, at any time and from time to time, in any future publicity.  Such declaration and release must be received by the Sponsor at the office of the agency administering the Contest at The Scotiabank StartRight Contest, c/o Aimia 2845 Matheson Blvd. E, Mississauga, Ontario L4W 5K2 or by fax at (905) 214-8693 on or before the third (3rd) business day following the date that the selected entrant was first contacted by the Sponsor.


The Sponsor is committed to respecting entrants’ privacy rights. Any personal information collected will be handled in strict accordance with the Scotiabank Group Privacy Agreement and all applicable privacy legislation. The Sponsor will not sell an entrant’s personal information collected for this Contest to any third parties.
Unless an entrant has consented by ticking the opt-in box on the entry form to receive information from members of the Scotiabank Group about their products and services, any personal information collected for this Contest shall be used by the Sponsor solely for the purpose of managing and administering this Contest.

Any litigation respecting the conduct or organization of a publicity contest may be submitted to the Régie des alcools, des courses et des jeux du Québec for a ruling. Any litigation respecting the awarding of a prize may be submitted to the Régie only for the purpose of helping the parties reach a settlement.



The Sponsor is not responsible for any human or computer-generated error in the selection of an entrant or the awarding of a Prize.

The Sponsor reserves the right in its sole discretion to withdraw, terminate or modify all or any part of the Contest, if for any reason, the Contest is not capable of running as planned, including corruption, tampering, unauthorized intervention, fraud, a virus, a bug or any other cause beyond the control of the Sponsor and which, in the opinion of the Sponsor, affects the administration, security, fairness, integrity or proper conduct of this Contest. 

Contest forms are subject to verification by the Sponsor. Any entry form that is, in the Sponsor’s opinion, fraudulent, incomplete, mutilated or that does not allow the Sponsor to correctly identify the entrant will be automatically rejected and will not entitle the individual to an entry or a Prize.

The Sponsor will not be responsible for late, lost, illegible, incomplete or destroyed entries and all such entries, including entry material/data that have been tampered with or altered, are void.  The Sponsor does not assume any responsibility for incorrect or inaccurate capture of entry information, technical malfunctions, human or technical error, printing errors, lost, delayed or garbled data or transmissions, electronic communications which are undeliverable as a result of any form of active or passive filtering of any kind, omission, interruption, deletion, defect or failures of any telephone or computer lines or networks, computer equipment, software or any combination thereof. In addition, the Sponsor shall not be responsible due to technical problems, traffic congestion on the Internet or at any website, or any combination thereof including any injury or damage to an entrant’s or any other person’s computer or property related to or resulting from playing or downloading any material on the Contest Website.

Any person who enters or tries to enter the Contest in a manner which is unfair to the other entrants will be automatically disqualified and could be referred to the appropriate authorities.
The use of automated software or computer programs to register in or enter this Contest is prohibited and any individual who uses or attempts to use such methods to register or enter will be disqualified. Any attempt to deliberately damage any website or to undermine the legitimate operation of this Contest is a violation of criminal and civil laws, and should such an attempt be made, the Sponsor reserves the right to seek remedies and damages to the fullest extent permitted by law, including criminal prosecution.  In the event it is determined that an entrant has entered in a fashion not sanctioned by these Official Contest Rules and Regulations and/or has submitted more than the number of entries permitted by these Official Contest Rules and Regulations, the entrant will be disqualified. The use of an invalid email address will disqualify the entry. Users spamming the same email address will disqualify the entry. 

By entering this Contest, winners release the Sponsor, its subsidiaries, affiliated companies, their advertising and promotional agencies, their employees, representatives and agents from any and all liability for damages of whatever nature that arise from the acceptance or use of all or part of the Prize.

The Sponsor reserves the right to correct clerical or typographical errors in promotional materials or these Official Contest Rules and Regulations.

This Contest is subject to all applicable federal, provincial and municipal laws and is void where prohibited.